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I Have ItDo you have it?

The fact that you've come to this website means - YES - the desire to retire is something you’re interested in.  Welcome!        

Our website is filled with a toolbox of ideas, information, and strategies to get you there and our main goal at Desire to Retire.com, is to urge you become energized about retirement in the 21st century.

Securing a worry-free retirement takes comprehensive planning, systematic discipline and faith – yes – faith!  If you choose wisely how to employ your earnings over the next 5, 10, 20, 30 years, you’re bound to succeed.  However, just like anything you strive for in life; you can’t achieve your goals if you don’t work at it and sacrifice a little.  Yes it’s tough – but - it’s just that simple.      

The absolute worst thing you can do about retirement is ignore it – no matter what your age today.  Check out the video on this page and remember - you're  never too young or too old to come up with a plan; then stick to it and watch yourself achieve your dreams! 

For those of you that have have left the workforce or are preparing to do so soon;  we’ve assembled an array of information to help you take pleasure in a healthy and vibrant retirement.  Enjoy!     

We have the internet's best retirement calculators!
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here to try them out.


Do Biweekly Payments Save You Money?

You may wonder whether biweekly payments really save you money on the long run and how do they do that. However, the answer to this question is not a simple one as it depends on each loan contracts terms and on your repayment capacity.  Read more

Goal Setting Activity - Goal Planning

Whether it works or not, whether you believe or not is irrelevant. Their was one study that all the famous self help gurus would recite about a study in 1953 at Yale. The story goes like this: In 1953, researchers surveyed the graduating seniors at Yale to find out how many had specific goals, written down, for their future. 3% was the response. The same researchers went back twenty years later, polled the surviving members of the class and found that: the 3% that had set goals, and written them down, had accumulated more wealth then the other 97% combined!  Read more

Evaluating your risk tolerance

Today more than ever, planning for your retirement demands that you stay ahead of the financial factors that shape our economy. With so many different types of investments to choose from, how does an investor determine the best path of wealth creation? Again, it is important to remember that every individual is different and that there is no one model that works for everyone. However, there are two underlying principles to consider when deciding which investment is right for you, Resources and Time.  Read more

Debt - Understanding It and Knowing When You're In Too Deep

Debt is almost impossible to avoid – no matter what your situation in life. But understanding the warning signs of debt can save you from a financial crisis.
Read more

The Key to a Happy Retirement

For many retirees, having an investment and savings can make a big difference when retirement arrives. In fact, recent surveys show that retirees today are only counting on their personal savings for support. Although the government gives Social Security, not all companies or employers provide traditional pensions for their employees.  Read more

Enjoy Houseboat Cruise to Explore Breathtaking Backwaters of Kerala

Imagine a luxurious houseboat floating over tranquil water with splendid nature beauty. You are in the houseboat. You see palm coconut trees, rice fields, and villages and several people indulge in their daily life. Chirping birds flying over your houseboat cruise enchants you with their sweet songs. At night you feel all around serenity and peaces. And of course whisper of water waves removes your loneliness and enchants you as if it wanted to say something to you. If this is your idea of your holiday then breathtaking backwaters of Kerala is just for you.  Read more

Five Strategies for Having Enough Money for Your Dream Retirement (While You're Still Breathing!)

Most people think that's all retirement is about -- having enough money to sit on the deck, play golf, and visit the grandkids. But that's the old model -- not today's retirement. Someone who turns 65 today can expect to live until age 83, according to the US Bureau of Labor Statistics. Here's 5 strategies to help you pursue your dream retirement  Read more
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