Whether it works or not, whether you believe or not is
irrelevant. Their was one study that all the famous self
help gurus would recite about a study in 1953 at Yale.
The story goes like this: In 1953, researchers surveyed
the graduating seniors at Yale to find out how many had
specific goals, written down, for their future. 3% was
the response. The same researchers went back twenty
years later, polled the surviving members of the class
and found that: the 3% that had set goals, and written
them down, had accumulated more wealth then the other
97% combined!
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Today more than ever, planning for your retirement
demands that you stay ahead of the financial factors
that shape our economy. With so many different types of
investments to choose from, how does an investor
determine the best path of wealth creation? Again, it is
important to remember that every individual is different
and that there is no one model that works for everyone.
However, there are two underlying principles to consider
when deciding which investment is right for you,
Resources and Time.
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Debt is almost impossible to avoid – no matter what your
situation in life. But understanding the warning signs
of debt can save you from a financial crisis.
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For many retirees, having an investment and savings can
make a big difference when retirement arrives. In fact,
recent surveys show that retirees today are only
counting on their personal savings for support. Although
the government gives Social Security, not all companies
or employers provide traditional pensions for their
employees.
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Imagine a luxurious houseboat floating over tranquil
water with splendid nature beauty. You are in the
houseboat. You see palm coconut trees, rice fields, and
villages and several people indulge in their daily life.
Chirping birds flying over your houseboat cruise
enchants you with their sweet songs. At night you feel
all around serenity and peaces. And of course whisper of
water waves removes your loneliness and enchants you as
if it wanted to say something to you. If this is your
idea of your holiday then breathtaking backwaters of
Kerala is just for you.
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Most people think that's all retirement is about --
having enough money to sit on the deck, play golf, and
visit the grandkids. But that's the old model -- not
today's retirement. Someone who turns 65 today can
expect to live until age 83, according to the US Bureau
of Labor Statistics. Here's 5 strategies to help you
pursue your dream retirement
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