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H.W. Lewis once said that ‘Those who are unwilling to invest in the future haven't earned one’
 
How do you define retirement? Is it a distant dream or have you started planning for retirement already?
 
Most financial experts suggest that the right time to start retirement planning is in your late 20’s allowing you to fully harness the power of compounding. Regardless of your age however, retirement planning is essential and can save you a lot of trouble later.
 
So, if you didn’t start your retirement planning in your 20’s then DesireToRetire.com can to help you get started now.

 

News & Announcement

Are You Aware Of These Reasons To Rollover A 401k To An IRA?  There are several reasons to rollover a 401k to an IRA, but the most common one is a job change. Generally, 401Ks are not transferrable from one company to another. Different 401Ks may be available, but people often choose simply to switch to IRAs, particularly if they are interested in self-directing.  Read more... 

 

Is Now the Time to Convert Your Traditional IRA to a Roth IRA? With great adversity comes great opportunity. While nobody likes to see the account balances in their IRA drop 40% or more, the reduced value in your IRA may make it an opportune time to convert your Traditional IRA to a Roth IRA since it will cost you much less in taxes than it would have in any of the past 4 years.  Read more...

 

Why Commodities are Significant. Low money market rates are forcing a lot of investors to look to other forms of investment for better returns. Alternative investments that have been getting a lot of attention are commodities and precious metals. Tangible assets have many inherent advantages, and when money market rates prove stingy, those advantages become that much more obvious. 

Recent Blog Posts

 

Your Complete Guide to Rolling Over Your 401(K) into an IRA


Are you unhappy with your 401(K)? If you are like most people, then you too are very dissatisfied with your 401(K)'s investment options and high fees. This is exactly why so many people decide to move ...


Little Known Social Security Benefits for Retirement


Postponing Social Security until age 70 makes a great deal of sense for most healthy, married Americans that can do without the income.


All About Indexed Annuities - The Nearly Perfect Retirement Investment (Nothing is Perfect)


If I were to ask you what the perfect retirement investment is, I’m sure you would say something along the lines that it should provide a great interest return, be liquid, have minimum taxes due on th ...


Retirement Planning for Recent College Grads


So youve survived college. You head out into the working world with your fresh diploma in hand and land a plum job making more money than you couldve ever imagined.


Five Tips For Weathering the Troubling Economy


In this troubling economy, previous safe bets are providing squandered returns, brokers are consulting fickle crystal balls, and the average person is attempting to handle personal finances on his or ...


When Will You Build Your Financial Launching Pad?


Do you intend to remain earth-bound, mired in unpaid and ever increasing debts – or do you intend to break away and build security and ease of mind in financial matters? If you truly desire freedom fr ...