Who doesn't dream of marching into their boss' office one day and
resigning without caring about the financial repercussions? Well, you
can only do so if you have acquired sufficient assets (wealth) through
which you can generate a future income to replace your current earned
income.
If you are wondering how to build wealth, then this article will give you a good overview of the 3 typical ways you can build wealth quickly. These aren't difficult to understand and others have made their millions by excelling at one of them.
Build Wealth Quickly - 3 Simple Asset Allocation, Wealth-Building Strategies
Posted in:
Building Wealth
Variable Annuity Basics
Posted in:
Making Your Savings Last
There are a number of annuity products available. Here's a look at variable annuities.
An annuity is a contract between you and an insurance company. You agree to give the insurance company a certain amount of money and the insurance company agrees to grow it or pay it back to you in increments, or sometimes both.
An annuity is a contract between you and an insurance company. You agree to give the insurance company a certain amount of money and the insurance company agrees to grow it or pay it back to you in increments, or sometimes both.
Mid Cap Stock Investments
Mid cap stocks offer a mix of the potential growth of a small cap and
some of the stability of a large cap, which could be a welcomed addition
to your portfolio.
Fixed Annuity Basics
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Making Your Savings Last
When it comes to fixed annuities there are some things that should be
considered. We take a look at the deferred fixed annuity basics.
There are a large number of annuity products available today. One of these popular products is the fixed annuity, which has proven to be a valuable tool in retirement planning. Fixed annuities come in two primary forms; those that have a deferred payout and those that have an immediate payout.
There are a large number of annuity products available today. One of these popular products is the fixed annuity, which has proven to be a valuable tool in retirement planning. Fixed annuities come in two primary forms; those that have a deferred payout and those that have an immediate payout.
Is an Immediate Annuity Right for You?
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Making Your Savings Last
An income stream that you'll never outlive sounds pretty attractive. We'll see if they're right for you.
Americans are living longer than ever. The idea of living a longer, healthier life appeals to all of us, but for many of us, the trade off is outliving our retirement savings. The crippling costs of health care and the constant rise of inflation continue to compound this financial predicament. A single premium immediate annuity (SPIA) may help with this dilemma, providing you with an income stream that you will never outlive. We'll take a look at the pros and the cons.
Americans are living longer than ever. The idea of living a longer, healthier life appeals to all of us, but for many of us, the trade off is outliving our retirement savings. The crippling costs of health care and the constant rise of inflation continue to compound this financial predicament. A single premium immediate annuity (SPIA) may help with this dilemma, providing you with an income stream that you will never outlive. We'll take a look at the pros and the cons.
Pension Protection Act of 2006 Overview
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Pensions
The Pension Protection Act, signed into law in August 2006, contains
more than 900 pages of changes and refinements to regulations regarding
defined benefit plans, defined contribution plans, individual retirement
accounts and other issues related to retirement planning.
A New Mindset For Income Distribution
Posted in:
Making Your Savings Last
A distribution plan focuses less on accumulating wealth and more on making it last through retirement. After retirement, you typically no longer have money earned from your job or business to pay for your living expenses. You need safety and liquidity to ensure available funds for day-to-day costs of living along with growth to help ensure your funds last your lifetime.
401K Rules
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Tax Advantaged Investments
There are a number of 401k rules that must be followed when dealing with your 401k plan. 401k rules apply to contribution limits, loans, rollovers, withdrawals, and more. So, it's important that they are handled properly.
Passive investment management Level-Headed or Lazy?
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Investing
Does passive investment management merit its “couch- potato” nickname or is it not getting the respect it deserves?
Passive investment management may be the Rodney Dangerfield of financial strategies – it gets no respect. Active investment strategies have had the spotlight so long, some investors may be surprised to find there is an alternative to stock picking, market timing and other faster-paced, more glamorous methods.
Passive investment management may be the Rodney Dangerfield of financial strategies – it gets no respect. Active investment strategies have had the spotlight so long, some investors may be surprised to find there is an alternative to stock picking, market timing and other faster-paced, more glamorous methods.
Investing in Closed End Funds
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Mutual Funds
There are two common variations of the popular mutual fund; closed end and open end funds. Here's a look at closed end funds.
A closed-end (mutual) fund is an investment vehicle that is easily compared to an open-end mutual fund, a common investment product that most investors are familiar with.
A closed-end (mutual) fund is an investment vehicle that is easily compared to an open-end mutual fund, a common investment product that most investors are familiar with.
Going Global
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Investing
Emerging global markets like China are providing diversification like
never before. China has been in the news quite frequently the last few
months. Whether it’s been the stories of large offers to purchase
American-owned companies, or their gradual rise in status to economic
super-power, the Communist nation is clearly making waves in the world
markets.
Choosing the Right Capitalization
Small, mid and large cap stocks all have their individual benefits. But
which one is right for you? One size usually doesn’t “fit-all” and
especially not when it comes to the stock market. Choosing the right
sized company or fund can be a tricky prospect. “How are the different
levels defined?” and “What are the pros and cons of each type?” are two
major questions many people have when dealing with market capitalization
and deciding which size is right, it can be a tough choice, so here’s
an overview of all three major categories of market capitalization.
