Budgeting -
Where Do I Start?
 By
Eddie Lamb
The thought of putting yourself and your
family on a budget can often feels
overwhelming for many. The truth of the
matter is that not having a budget,
operating with financial blinders on, is
much more overwhelming than creating and
sticking to a budget.
Before you even get started thinking about a
budget, you'll probably want to spend some
time assessing your attitude to money. Money
is not an evil or a bad thing. In fact money
is wonderful! Money enables you to have a
roof over your head, to feed your family and
pets, to keep you and your family healthy,
and to wear the clothes that help you tell
the world who you are and what you're about.
Money buys education opportunities, cultural
experiences, and money enables you to help
others in need. Think positively about your
money. You certainly wouldn't think money
was bad if you were giving it to Katrina
victims or the parents of a child with a
debilitating disease.
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No Nonsense
Money Saving Tips
By Althea Tan
 There
are many ways to make saving money easy and
doable. You don't need a lifestyle change to
succeed in saving money. Listed below are
helpful tips to make it easier for you to
start saving money.
Make it a habit to prepare a grocery list.
Write down the items that you genuinely
need. Be strict with yourself and strike out
superfluous items. Your grocery list will
steer you away from pointless purchases as
long as you stick to the list you've made.
This routine will only take a little of your
time each week but the benefits can be
substantial.
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3 Reasons Why Your
Budget Can Fail ? and How to Ensure It
Doesn't
By Jason Anderson
 Creating
a budget is a fantastic first step in
getting your financial situation under
control, especially if you are currently
having money troubles. Unfortunately
just creating a budget is no guarantee
that your money situation will turn
around - you need to be able to stick to
it. There are many reasons why a budget
may ultimately fail. Here are the three
most common problems, and what you can
do to overcome those problems.
Read more |
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 The
Budget Kit: The Common Cents Money
Management Workbook
By Judy Lawrence
List Price: $19.95
Price: $13.57
Does your credit card balance climb
higher and higher every month? Are you
overwhelmed by outstanding loans? Do you
wish you had a better handle on the
future, whether it’s college funds,
retirement savings, investments, or even
short-term goals?
No matter your financial goal, a
well-defined budget is the first step to
meet it. The bestselling classic The
Budget Kit has helped hundreds of
thousands of people across America
develop effective budgets and gain
financial freedom. In this fully updated
and revised edition, you will gain the
skills to control your money—and your
future. |
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How To: Create a
Budget
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