Live It - Making Savings

When is a Reverse Mortgage Right?

Since first offering reverse mortgages, I've often been asked, How do I/we know if a reverse mortgage is right for me/us? This is a question that has a different answer for different people. I always start with the same first response, The first thing I would recommend is that you seek the guidance of a qualified financial advisor. After having given that advice, I am only too happy to go through the circumstances for the individual borrowers and give them their options.  Read more...

The AARP Retirement Survival Guide: How to Make Smart Financial Decisions in Good Times and Bad

Bank bailouts. Ponzi schemes. Plunging financial markets. Given today’s dire headlines, planning a secure retirement has become a more critical task than ever.

Now, for Americans seeking safety and stability in a time of wrenching economic change, comes investment educator Julie Jason with this no-nonsense guide, which won the award for Best Personal Finance Book at the International Book Awards and was chosen as the top business book by Booklist. It offers time-tested, rock-solid retirement advice for people of every income level: in addition to showing those on the verge of retirement how to create their own personal pension,” Jason deftly guides prospective retirees through the otherwise bewildering process of evaluating their needs, anticipating future expenses (and managing current ones), and converting present assets into future retirement income.  Read more...

9 Questions You Must Ask Before Buying An Annuity

There are many different types of annuities. There are situations that an annuity would be the right decision and there are situations that an annuity would be the wrong decision. Annuities can be very confusing. There are hundreds if not thousands of different annuities with different features and benefits. Before buying any annuity, make sure you get the answers to the following questions.   Read more...

The 10 Rules for Successful Tax-free Income Investing

Do you sometimes question the performance of your investment portfolio? If you are like most investors you have your income producing assets thrown in together with your equity portfolio. You look at the total mix of dividend paying stocks, bonds, mutual funds and equities, and you’re confused as to why they’re not producing enough income or growing your portfolio value sufficiently.

I have found that part of the reason is the nearly universal propensity of investors to ignore the long-term implications of their income investment decisions while they focus on short-term effects. Read more...

Will Your Money Survive Your Retirement?

It seems like only a few short years ago no one was worried about retirement. The stock market was roaring, home prices were rising and the economy was in solid shape. Everything looked rosy and many people were planning for an early retirement or at least one that carried no risk.

Today, though, things have changed. Every day you read a new headline that gives you pause; "Dancing Bears at Your Retirement Party", "Americans Delay Retirement As Housing, Stocks Swoon", "Savers Feel Pinch of Tight Credit", "Sales of Triangle Homes Off Again", "Government Benefit Programs in Trouble", and the list goes on.  Read more...

The Complete Guide to Investing During Retirement: Turn Your Savings Into Earnings

“Buy early and diversify.” But what good is that Wall Street adage for those entering retirement with little savings? They’re looking for a substantial and quick return on their money. This guide is for them. It provides retirees with the knowledge and confidence needed to join the stock market later in the game. Financial expert Thomas Maskell secures readers’ investments as he introduces stock market procedures and terminology, helps retirees increase their investments to multiply their account value, ignores standard Wall Street rhetoric and trains them to become their own investment experts, and leads them on the path of short-term buying and selling success. This vital stock, investing, and trading information is delivered to readers in an accessible and understandable way. Retirees can now focus on enjoying retirement—rather than affording it.  Read more...

Retiring Abroad – a Destination With Low Costs & Great Lifestyle

When retiring abroad you can get lower living costs, but you also want the best in quality lifestyle and not be to far from your loved ones.

Here is a destination that offers the above and much more so you can enjoy your golden years – You have earned your retirement so enjoy it!

The destination is Costa Rica and Americans are moving here in record numbers and it offers the best living in Central America just a 3 hour flight from the southern US states.  Compare what Costa Rica has to offer and you will not only live in one of the most beautiful countries on earth but enjoy all the following as well:  Read more...